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The Law Offices of Scott Sobol

Are Hidden Cameras Legal for Insurance Investigations in Florida?

After filing a personal injury claim, most people expect the hard part is behind them. What many do not realize is that insurance companies may already be watching. Surveillance is a real and routine tactic used by insurers across Florida, and understanding where the legal lines are drawn can make a significant difference in how …

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The Law Offices of Scott Sobol

Understanding Florida’s Modified Comparative Negligence Rule: How It Affects Your Personal Injury Claim

Legally Reviewed by Scott Sobol, Esq. on August 14, 2026 If you were hurt in an accident but believe you may have played some role in what happened, you can likely still recover compensation under Florida law, as long as your own share of fault is 50 percent or less. Florida’s comparative negligence law changed …

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The Law Offices of Scott Sobol

Tourist Areas and Pedestrian Accidents in Florida: Who’s Liable When Visitors Are Injured?

Visitors injured as pedestrians in Florida’s tourist areas can pursue compensation on largely the same legal terms as residents, but identifying who is responsible often takes more investigation, since liability can rest with a driver, a hotel or venue, a government entity, or more than one of them at once. Tourists also face a coverage …

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A young businesswoman is navigating car insurance options at her desk, considering premiums, deductibles, and coverage while understanding policies and managing claims efficiently.
The Law Offices of Scott Sobol

How Does Florida’s No-Fault Insurance System Work After an Accident?

After a car accident in Florida, your own auto insurance, not the other driver’s, is usually the first policy that pays. Learn how PIP, the 14-day deadline, and the serious injury threshold work, plus what the 2026 legislative session decided about repealing no-fault.

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The Law Offices of Scott Sobol

How Long Do Florida Insurance Companies Have to Respond to My Claim?

When you file an insurance claim after an accident in Florida, waiting for a response can feel endless, especially when medical bills are piling up and vehicle repairs are urgent. Florida law establishes specific timeframes insurance companies must follow when handling claims. Understanding these deadlines helps you recognize when an insurer is delaying unreasonably and …

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The Law Offices of Scott Sobol

Using Florida’s Public Records Laws to Strengthen Your Accident Claim

Government agencies throughout Florida maintain extensive records that could prove essential to your accident claim—from 911 call recordings and police dash camera footage to road maintenance logs and inspection reports. Many accident victims never realize these documents exist or understand how to access them, potentially leaving powerful evidence undiscovered. Florida’s public records laws provide broad …

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The Law Offices of Scott Sobol

Florida Traffic Camera Laws: How to Obtain and Use Footage in Your Accident Claim

Traffic camera footage can transform a disputed accident claim into an open-and-shut case. When witness accounts conflict and physical evidence proves inconclusive, video evidence often reveals exactly what happened in those critical seconds before impact. Florida maintains an extensive network of traffic cameras throughout its roadways, yet many accident victims never realize this powerful resource …

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Female Motorist Involved In Car Accident Calling Insurance Company Or Recovery Service
The Law Offices of Scott Sobol

What’s the Role of a Police Report in Your Florida Car Accident Claim?

Legally Reviewed by Scott Sobol on September 28, 2026 A police report is one of the most useful pieces of evidence in a Florida car accident claim, but it is not a legal determination of fault and is not always required by law. It documents the responding officer’s observations, the involved parties, and often a …

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The Law Offices of Scott Sobol

Does Having a Minor in the Car Impact Your Florida Car Accident Claim?

Car accidents become significantly more complex when children are involved as passengers. The presence of a minor in your vehicle during a crash can substantially impact both the value of your claim and the legal considerations surrounding your case. Florida law recognizes that children are particularly vulnerable in motor vehicle accidents, and this vulnerability often …

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A stop sign with a Pedestrian Crossing Sign outside a shopping mall is shown in Orlando, Florida, USA.
The Law Offices of Scott Sobol

Can a Pedestrian Be Liable for a Florida Car Accident?

A pedestrian can share fault for a Florida car accident. Learn how the 50 percent bar, PIP coverage for pedestrians, the 14-day rule, and the serious injury threshold affect what you can recover.

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