At The Law Offices of Scott Sobol, our Davie, FL personal injury team has fought for accident victims throughout Broward County since 2003. A car accident lawyer from our firm can evaluate your claim, handle negotiations with insurance companies, and pursue the compensation you need to move forward.

A single moment of negligence behind the wheel can change everything. With more than 381,000 traffic crashes reported across Florida in 2024 alone, the aftermath of a collision often brings painful injuries, mounting medical bills, and an uncertain path forward. If another driver’s carelessness caused your crash, you should not have to bear those costs alone.

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What Are Florida’s Car Insurance Requirements?

Understanding Florida’s Car Accident Laws

Insurance Requirements in Florida

Like most states, Florida requires drivers to carry auto insurance. Florida law mandates that drivers show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance before registering or operating a vehicle with at least four wheels.

PIP insurance covers 80% of reasonable medical expenses up to $10,000, regardless of fault, while PDL covers damage to another person’s property caused by you or someone driving your insured vehicle. To meet Florida’s insurance requirements, your car must:

  • Be insured with PIP and PDL insurance before registration
  • Maintain a minimum of $10,000 coverage in both PIP and PDL
  • Be covered under a policy issued by a Florida-licensed insurance company

Failure to maintain continuous coverage can result in penalties such as the suspension of your driver’s license, license plate, and vehicle registration. If you have been in a car accident in Davie and need help understanding these requirements, a car accident attorney from our firm can provide legal guidance.

Legal Obligations After a Car Accident

After a car accident, Florida law requires drivers to file an accident report with law enforcement and exchange contact and insurance information with the other party involved. These steps are critical for building a strong insurance claim or pursuing legal action. Working with an experienced car accident lawyer in Davie, FL, can help you follow all necessary steps to protect your rights and strengthen your claim.

Common Causes of Auto Accidents in Davie

Distracted Driving

Distracted driving and drowsy driving are among the leading causes of car accidents in Davie. Drivers often engage in activities like texting, eating, or talking to passengers, which diverts their attention from the road. These distractions make it difficult to react to sudden changes, increasing the risk of serious collisions.

Negligence and Traffic Violations

Negligence and failure to obey traffic signals also contribute to many car accidents in Davie, FL. Speeding, running red lights, tailgating, and failing to yield are common violations that put every driver on the road at risk. When another driver ignores basic traffic laws, the resulting crash can lead to significant medical expenses and long-term financial hardship.

Recoverable Damages After a Car Accident in Davie

Medical Expenses

If you have been injured in a car accident, you may be entitled to compensation for medical bills, including emergency room visits, ambulance services, physical therapy, and ongoing medical care for severe injuries. These costs can add up quickly, and a Davie car accident lawyer can help you document every expense to pursue full compensation.

Compensation for Non-Economic Losses

In addition to medical expenses, you may recover damages for non-economic losses such as emotional distress, pain and suffering, and loss of enjoyment of life. Florida’s modified comparative negligence system, introduced by HB 837 in 2023, allows you to recover compensation as long as your share of fault does not exceed 50%.

Lost Wages and Property Damage

Car accidents often lead to missed workdays and lost wages, which can strain your finances during an already difficult time. Compensation may also cover the cost of repairing or replacing your damaged vehicle, helping you recover financially after an accident in Davie.

What Is the Statute of Limitations for a Car Accident in Florida?

Under Florida’s revised statute of limitations, most car accident victims have two years from the date of the accident to file a personal injury claim. This deadline was reduced from four years to two years following the passage of HB 837 in March 2023. If you miss the deadline to file your claim, the court will most likely dismiss your case.

Statutes of limitations exist to allow the legal system to evaluate claims fairly and effectively. Given the shorter filing window, acting quickly after a car accident is more important than ever. Evidence can deteriorate and witness recollections may fade, making it harder to build a strong case over time.

If you need more information about the statute of limitations and how it might apply to your circumstances, we encourage you to reach out to The Law Offices of Scott Sobol. We can help you understand your rights, break down the relevant laws, and tailor our approach to your situation.

Steps to Take After a Car Accident in Davie, FL

Filing a Car Accident Claim in Davie, Florida

Getting in a car accident can be disorienting. Many things are running through your head, and now you have to worry about everything that comes next. Am I covered for this? Is my car irreparably damaged? What about the other driver? Dealing with the aftermath is such a cumbersome process that many people feel unsure about what to do next.

A significant part of dealing with a car accident is filing a claim so that you can receive compensation for the damages you have incurred. Anyone planning on filing a car accident claim in Davie should take these steps:

  • Report the accident to the police
  • Contact your insurance company
  • Document the accident scene and gather evidence
  • Speak with witnesses and collect their contact information
  • Take photos and check for video camera recordings
  • Hire a car accident lawyer in Davie, FL

You should also seek medical attention right away, even if you believe your injuries are minor. Some conditions, such as whiplash or internal trauma, may not show symptoms immediately but can worsen over time. Prompt medical documentation also strengthens your car accident claim.

Seeking Legal Assistance

Navigating the aftermath of a car accident can be overwhelming, especially when dealing with an insurance company that may try to minimize your payout. Hiring a car accident attorney can help you file claims, negotiate with adjusters, and pursue fair compensation for your injuries, lost income, and property damage.

Wrongful Death Lawsuits After a Car Accident

In some cases, a car accident can have a tragic outcome where a family member may die from their injuries. When someone dies in a car accident due to another party’s negligence, a wrongful death lawsuit may be filed on behalf of the deceased. In Florida, wrongful death suits can only be filed by the personal representative of the decedent’s estate, not just any family member or relative.

A personal representative is someone named in the decedent’s will or trust as the executor or administrator of their estate. If your family member dies without a will or trust, a probate court will designate someone to take on that role, typically a close relative. Reach out to our Davie car accident attorneys for legal guidance. We will fight for justice and the compensation your family deserves.

Case Results

for a driver who’s vehicle was T-boned while making a left turn. This case involved contested liability, as the defendant claimed to have a green light. This case was in Dade County.
for a client who was injured in an accident on I-95.
for a client who had to sue their own insurance company for injuries sustained in an auto accident.
recovered for a client who sustained injuries from a vehicle going out of control in Miami. We had to file a suit against ten different defendants to maximize our client’s recovery. Our client sustained minimal physical injury but did sustain mental anguish from the accident.
settlement for a couple injured in a multi-car rear-end crash, covering their medical bills, lost wages, and pain and suffering.

Customer Testimonials

Frequently Asked Questions About Car Accidents in Davie

If you have suffered injuries such as whiplash, brain injuries, or broken bones in an auto accident, seek immediate medical attention to assess the extent of your condition and prevent further complications. Document the accident scene with photographs and witness statements, exchange contact and insurance information with the other driver, and obtain a copy of the accident report. Contacting a Davie car accident lawyer early on helps you receive proper guidance through the legal process so you can focus on recovering compensation for your medical expenses, lost wages, and other damages.
Yes, you can file an auto accident claim even if the other driver was fully or partially at fault. A car accident attorney can help you establish negligence by collecting evidence such as the accident report, witness testimonies, and any available video footage. Filing a claim can help you recover compensation for medical bills, property damage, and other accident-related expenses.
If the other driver is uninsured or underinsured, you may still be able to recover compensation through your own insurance policy, particularly if you carry uninsured/underinsured motorist coverage. Florida does not require drivers to carry bodily injury liability coverage, which means many at-fault drivers have no coverage for your injuries. A car accident lawyer in Davie, FL, can review your policy and explore all available options.
Even if your injuries seem minor, consulting a personal injury lawyer is recommended. Some conditions, like whiplash or internal trauma, may not show symptoms immediately and could worsen over time. A lawyer can assess the full scope of your injuries, help file an auto accident claim, and negotiate with the insurance company to secure fair compensation for medical bills, lost wages, and pain and suffering.
Florida follows a modified comparative negligence rule under HB 837. You can still recover compensation if you were partially at fault, but your recovery will be reduced by your percentage of fault. If you are found to be more than 50% at fault, you cannot recover any damages from the other party.
For severe injury cases, the process begins with a thorough investigation of the accident, including collecting evidence, medical records, and police reports. A car accident attorney will communicate with insurance companies to negotiate a fair settlement covering your medical care, rehabilitation, lost wages, and long-term care costs. If the insurance company fails to offer adequate compensation, the case may proceed to litigation.
The time to resolve a car accident case varies based on factors like the complexity of the claim, the severity of injuries, and the willingness of the parties to negotiate. Some cases settle in a few months, while others may take longer if they proceed to trial.
The Law Offices of Scott Sobol operates on a contingency fee basis, meaning you do not pay any legal fees unless we recover compensation on your behalf. We also provide a free consultation to review your case and explain your options. This arrangement ensures that you can pursue justice regardless of your financial situation.

Get Help From a Davie Car Accident Lawyer at The Law Offices of Scott Sobol

Dealing with a car accident is stressful, especially when you are facing it without legal support. From property damage to medical expenses, the financial burden of a crash can feel overwhelming. A car accident lawyer in Davie can handle the legal process on your behalf while you focus on your recovery.

Attorney Scott Sobol has been providing compassionate representation to accident victims throughout Florida since 2003. With more than 20 years of personal injury experience, our firm has the knowledge to fight for the compensation you deserve. We have represented thousands of clients and their families and are well-versed in handling car accident cases across Broward County. Schedule your free consultation with our Davie car accident attorneys at (954) 440-2000 or submit our contact form today.

Scott Sobol

LEGALLY REVIEWED BY:
Scott Sobol
April 16, 2026

Scott Sobol is a dedicated personal injury attorney with over two decades of experience representing injured clients across South Florida. He has handled more than 1,000 cases involving serious car accidents, unsafe premises, and denied insurance claims. Known for his client-focused approach, Scott prioritizes open communication to guide clients confidently through complex legal challenges. Licensed in Florida, Illinois, and Texas, his extensive knowledge of the law ensures a strong pursuit of justice for those affected by negligence.